Disclaimer

All material and information on the PDL website is subject to change without notice. PDL does not guarantee that the PDL website nor any third-party website accessed via the PDL website is free from viruses or that access will be uninterrupted. All terms implied by law, except those that can-not be lawfully excluded, are excluded from these Terms and Conditions.

Professional Liabilities Insurance (PI)

This one of a kind Australia wide service includes 24/7 phone support, Insurance issued by Guild Insurance Limited ABN 55 004 538 863, AFS Licence No. 233791 and subject to terms, conditions and exclusions. Guild Insurance supports PDL through the payment of referral fees. Please refer to the policy wording and policy schedule for details. For more information call 1800 810 213.

Third party offers

The PDL website may contain links to other websites or references to other offers or promotions by third persons who are not part of PDL. Unless otherwise stated to the contrary, PDL does not sponsor, endorse or approve of the operators of these other websites or the material, information, advice, service or products, offers or promotions found thereon. Subject to any applicable law which cannot be excluded, PDL makes no warranties or representations:

Regarding the quality, accuracy, merchantability or fitness for purpose of the materials, information, goods or services available from those websites or third persons or:

That the information, advice, services or products, offers or promotions do not infringe the intellectual property rights of any person.

You should note and appreciate that materials, information, goods and services obtained from those third-parties and their websites is entirely at your own risk. You indemnify PDL against all loss, damage, liability, claims and expense (whether direct or indirect consequential, financial or non-financial) arising from or relating to your obtaining information, goods or services from a third party referred to or accessed via the PDL website.

Disclaimer & limitation of liability

To the maximum extent permissible by law, PDL and its directors, employees, agents and contractors are and will not be liable in any way for any loss, damage, liability, claims and expense (including legal costs and defense or settlement costs whatsoever, whether direct or indirect, consequential, financial or non-financial) suffered by you or arising out of or referable to PDL website, third-party websites, access to the PDL website by you, or failure by PDL to provide this website, howsoever caused whether in contract, tort (including negligence), statute or otherwise.

The liability of the PDL and any company therein for negligence, breach of contract or contravention of any law arising from any act or omission is limited, at the option of PDL and to the maximum extent permissible by law, to resupplying the PDL website or any part of it to you or to paying for the resupply of the PDL website or any part of it to you.

Indemnity

You will indemnify PDL and any company therein in respect of any liability suffered by PDL or any company therein for any loss, damage, liability, claim and expense (including legal costs and defense or settlement costs whatsoever, whether direct or indirect, consequential, financial or non-financial) howsoever caused, suffered by PDL or any company therein as a result of your breach of the PDL Terms and Conditions or your use or access to the PDL website (including use or access to third-party websites there from).

Website availability

Electronic services are subject to interruption or breakdown, and accordingly the PDL website is offered on an “as is” and “as available” basis only. PDL may impose limits or restriction on the use made of the PDL website and materials and information thereon. PDL may withdraw or restrict access to or alter or modify the PDL website at any time without notice.

Copyright

Copyright in the information and materials on the PDL website is owned or licensed by PDL. Except where necessary for or incidental to viewing the information or a s permitted under the Copyright Act 1968 or other applicable laws or the PDL Terms and Conditions or with PDL’s prior written consent, no material or information on the PDL website may be reproduced, adapted, uploaded to t third party location, stored in an electronic or other retrieval system, linked to, framed, performed in public, distributed or transmitted in any form by any process whatsoever without the knowledge and express written consent of PDL.

Trademarks

The PDL logo is the registered trademark of PDL. Trademarks of third parties viewed or accessed via the PDL website are trademarks of the respective third parties.

Linking to PDL

Linking (in whole or in part) the PDL website to any other website without the prior written consent of PDL is prohibited. Please contact PDL if you would like to link your website to any part of the PDL website.

Applicable law

These Terms and Conditions are governed by the law in force in the State of Victoria, and irrevocably submit to the non-exclusive jurisdiction of the courts of Victoria and courts of appeal from them for determining any dispute relating to the PDL website.

Severance

If the whole or any part of the Terms and Conditions is void, unenforceable, or illegal within a jurisdiction, it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of the severed provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basis nature of the Terms and Conditions or is contrary to public policy.